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Meridian Insurance Blog

All You Ever Wanted to Know About Insurance

How Major Life Events Impact Your Insurance Needs

Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...

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Home Fire Safety

LEADING CAUSES AND HOW TO PREVENT THEM As the seasons turn colder and we are spending more time in our homes, I’d like to take a few minutes to discuss the most common reasons for home fi res and share a few tips on how...

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Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage

When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...

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Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...

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The Unexpected Loss Of A Loved One: Life Insurance & It's Impact On You Financially

I'm sorry to hear about your loss. Losing a loved one is always a difficult experience, and dealing with financial matters on top of grief can add additional stress. Here's a hypothetical personal reflection on the...

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Shielding Your Dream: The Essential Role of Business Insurance

Running a business comes with its share of challenges and surprises. But there's one thing that can be your steady support: business insurance. It's like a safety net that catches you if something unexpected happens,...

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Title: The Essential Guide to Insuring Your High-End Exotic Vehicle: Protecting Your Investment with the Right Coverage

Owning a high-end exotic vehicle is a dream come true for many. From the sleek lines to the raw power under the hood, these vehicles are a symbol of luxury and prestige. However, with great luxury comes great...

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Don't Let Hidden Risks Drain Your Wallet: Why You Need Service Line Coverage in Cincinnati, OH

Hey there, fellow Cincinnati homeowner! Let's talk about something crucial that often gets overlooked: service line coverage. You know, those underground lines for water, sewer, and electricity? Yeah, those ones. Here's...

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Farmers Insurance: Why Is This Important?

Hey farmers! Today, let's talk about the importance of farm insurance. 1. Property Protection: Farms have valuable assets like land, equipment, and livestock. Insurance covers risks like fire, theft, and natural...

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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Safeguarding Against Unforeseen Dangers: The Importance of Uninsured and Underinsured Motorist Coverage

In the vast landscape of insurance, there are stories that illustrate the critical need for comprehensive coverage. One such example involves a Phoenix, Arizona insurance agent, James Moore, whose client found...

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Navigating Short-Term Rental Insurance: A Guide for Tennessee Property Owners

Short-term rentals, facilitated by platforms like Airbnb and Vrbo, have become increasingly popular in Tennessee, attracting travelers seeking unique accommodations. However, it's crucial for property owners to address...

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Mom's Guide to Teens Behind the Wheel: Insurance Tips and Laughs

Hey moms! Grab a cup of coffee because we're diving into the teen driving chaos. As your favorite insurance mom, I understand the mix of happiness, pride, and that little worry when your teen starts driving. So, let's...

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In The Digital Age: Why Local Insurance Agents Are Best In Knoxville, TN

In today's digital age, where purchasing insurance online is a convenient option, the role of local independent insurance agents may sometimes be overlooked. However, these agents play a crucial role in the insurance...

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The Cost-Effective Power of Home Maintenance in Columbus, Ohio

The Cost-Effective Power of Home Maintenance Home maintenance is often viewed as a chore, but it's also a wise investment that pays off in multiple ways. In Columbus, where weather extremes can take a toll on homes,...

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Ways To Save On Florida Home Insurance Without Compromising Your Coverage

Living in Florida, with its picturesque beaches and warm climate, also comes with the reality of facing the annual threat of hurricanes. As a homeowner, protecting your property against potential hurricane damage is...

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Why Choosing Local Independent Insurance Agents Yields Savings and Benefits Over Captive Agencies

Why Choosing Local Independent Insurance Agents Yields Savings and Benefits Over Captive Agencies Choosing an insurance agent is crucial for effective coverage and peace of mind. This article highlights the benefits of...

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I Can Cover That?! The impactful truth of itemizing assets on your homeowner's insurance policy

So, most people aren’t aware of all the coverages that their homeowners insurance coverage can or does cover. Believe it or not, there are a slew of small coverages that your homeowner’s insurance may cover that can be...

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Should I Make a Claim for This? Knowing When to Utilize Your Home Insurance Policy in Dayton, Ohio

As a homeowner, one of the most critical aspects of protecting your investment is having a comprehensive home insurance policy. However, navigating the complexities of insurance claims can be daunting. Many homeowners...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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Navigating the Hazards: Understanding the Risks and Costs of Automobile Windshield Replacements in Phoenix, Arizona

As a bustling metropolis, Phoenix, Arizona, boasts a vibrant culture, breathtaking landscapes, and a bustling economy. However, amid the desert sun and urban sprawl lies a common hazard for motorists: windshield damage....

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Splish Splash, Where's My Flood Insurance? Exploring Flood Coverage in the Greater Dayton, Ohio Area

Ah, homeownership – the epitome of adulting. You've got your mortgage, your lawn mower, and maybe even a quirky garden gnome or two. But amidst all the joys of owning a home in the greater Dayton, Ohio area, there's one...

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Diving Into The "Fun" Topic of Life Insurance

Hey there, folks! Today, let's dive into a topic that's not exactly a barrel of laughs but is oh-so-important: life insurance. Now, I know what you're thinking: "Insurance? Ugh, snooze fest!" 😴 But hold onto your hats,...

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13 Tips On A Safe Motorcycle Riding Year (Updated 2024)

Riding a motorcycle is not merely a means of transport; it's a journey of freedom, a dance with the wind, and an adventure unlike any other. But, like all adventures, it comes with its own set of risks. According to the...

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The Ultimate Motorcycle Insurance Guide: Ride Safe, Stay Covered

Ride Safe, Stay Covered: The Ultimate Motorcycle Insurance Guide - Hitting the open road on a motorcycle is an exhilarating experience. This guide will highlight the key points of motorcycle insurance, keeping the tone...

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Exploring the Importance of Including OEM Parts Coverage in Your Auto Insurance Policy

- - The Importance of OEM Parts Coverage in Your Auto Insurance - When considering your auto insurance options, one aspect that often doesn't receive the attention it deserves is the inclusion of coverage for Original...

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Understanding Ordinance and Law Coverage: A Crucial Aspect for Real Estate Investors

- - Understanding Ordinance and Law Coverage in Real Estate Investment - Real estate investment comes with its share of risks and uncertainties. One often-overlooked aspect that can have a substantial impact on...

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Clarifying Escrow Accounts: Understanding Their Role in Mortgage Payments

- - Introduction to Homeownership and Escrow Accounts - Buying a home is often the most significant financial decision individuals make in their lives. Alongside the excitement of homeownership comes a plethora of...

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Embracing Scottish Heritage: Community, Kilts, and Client Connections - A Personal Journey by Earl McClelland

One of the most significant aspects of my life, deeply cherished by my family and me, is our Scottish heritage. We proudly adorn ourselves in our Clan's tartan, and each of my four boys has his own kilt, just as I do....

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Maximize Your Savings with Smart Boat Insurance Choices Through an Expert Agent

When it comes to securing a new boat, savvy owners look to specialized insurance agents for ways to economize on boat insurance without compromising coverage quality. Here's how an insurance agent can be pivotal in...

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Your Small-Town Insurance Agent In Maynardville, Tennessee

Benefits of Working with a Small-Town Independent Insurance Agent Using a small-town independent insurance agent offers unique advantages that cater to the specific needs and dynamics of rural or small-town communities....

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Navigating the Move: What to Do About Your Insurance When Relocating to a New State

Moving to a new state can be an exciting adventure, but amidst the hustle and bustle of packing boxes and coordinating logistics, it's crucial not to overlook a critical aspect of your life - insurance. Whether it's...

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Navigating the Waters: Flood Insurance vs. Hydrostatic Pressure and Busted Pipes

Have you ever felt like you're navigating the unpredictable currents of insurance jargon in the Windy City? Fear not, fellow Chicagoan! Let's take a light-hearted plunge into the world of flood insurance versus the...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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