Tuesday, November 12, 2024
Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...
Tuesday, October 22, 2024
LEADING CAUSES AND HOW TO PREVENT THEM As the seasons turn colder and we are spending more time in our homes, I’d like to take a few minutes to discuss the most common reasons for home fi res and share a few tips on how...
Wednesday, October 16, 2024
When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...
Monday, September 9, 2024
Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...
Tuesday, August 6, 2024
Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...
Monday, July 8, 2024
Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...
Friday, June 14, 2024
I'm sorry to hear about your loss. Losing a loved one is always a difficult experience, and dealing with financial matters on top of grief can add additional stress. Here's a hypothetical personal reflection on the...
Wednesday, June 12, 2024
Running a business comes with its share of challenges and surprises. But there's one thing that can be your steady support: business insurance. It's like a safety net that catches you if something unexpected happens,...
Monday, June 10, 2024
Owning a high-end exotic vehicle is a dream come true for many. From the sleek lines to the raw power under the hood, these vehicles are a symbol of luxury and prestige. However, with great luxury comes great...
Saturday, June 8, 2024
Hey there, fellow Cincinnati homeowner! Let's talk about something crucial that often gets overlooked: service line coverage. You know, those underground lines for water, sewer, and electricity? Yeah, those ones. Here's...
Thursday, June 6, 2024
Hey farmers! Today, let's talk about the importance of farm insurance. 1. Property Protection: Farms have valuable assets like land, equipment, and livestock. Insurance covers risks like fire, theft, and natural...
Wednesday, June 5, 2024
Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...
Tuesday, June 4, 2024
In the vast landscape of insurance, there are stories that illustrate the critical need for comprehensive coverage. One such example involves a Phoenix, Arizona insurance agent, James Moore, whose client found...
Tuesday, May 28, 2024
Short-term rentals, facilitated by platforms like Airbnb and Vrbo, have become increasingly popular in Tennessee, attracting travelers seeking unique accommodations. However, it's crucial for property owners to address...
Friday, May 24, 2024
Hey moms! Grab a cup of coffee because we're diving into the teen driving chaos. As your favorite insurance mom, I understand the mix of happiness, pride, and that little worry when your teen starts driving. So, let's...
Thursday, May 23, 2024
In today's digital age, where purchasing insurance online is a convenient option, the role of local independent insurance agents may sometimes be overlooked. However, these agents play a crucial role in the insurance...
Monday, May 20, 2024
The Cost-Effective Power of Home Maintenance Home maintenance is often viewed as a chore, but it's also a wise investment that pays off in multiple ways. In Columbus, where weather extremes can take a toll on homes,...
Thursday, May 16, 2024
Living in Florida, with its picturesque beaches and warm climate, also comes with the reality of facing the annual threat of hurricanes. As a homeowner, protecting your property against potential hurricane damage is...
Tuesday, May 14, 2024
Why Choosing Local Independent Insurance Agents Yields Savings and Benefits Over Captive Agencies Choosing an insurance agent is crucial for effective coverage and peace of mind. This article highlights the benefits of...
Monday, May 13, 2024
So, most people aren’t aware of all the coverages that their homeowners insurance coverage can or does cover. Believe it or not, there are a slew of small coverages that your homeowner’s insurance may cover that can be...
Wednesday, May 8, 2024
As a homeowner, one of the most critical aspects of protecting your investment is having a comprehensive home insurance policy. However, navigating the complexities of insurance claims can be daunting. Many homeowners...
Monday, May 6, 2024
As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....
Monday, May 6, 2024
As a bustling metropolis, Phoenix, Arizona, boasts a vibrant culture, breathtaking landscapes, and a bustling economy. However, amid the desert sun and urban sprawl lies a common hazard for motorists: windshield damage....
Monday, May 6, 2024
Ah, homeownership – the epitome of adulting. You've got your mortgage, your lawn mower, and maybe even a quirky garden gnome or two. But amidst all the joys of owning a home in the greater Dayton, Ohio area, there's one...
Monday, May 6, 2024
Hey there, folks! Today, let's dive into a topic that's not exactly a barrel of laughs but is oh-so-important: life insurance. Now, I know what you're thinking: "Insurance? Ugh, snooze fest!" 😴 But hold onto your hats,...
Thursday, May 2, 2024
Riding a motorcycle is not merely a means of transport; it's a journey of freedom, a dance with the wind, and an adventure unlike any other. But, like all adventures, it comes with its own set of risks. According to the...
Monday, April 29, 2024
Ride Safe, Stay Covered: The Ultimate Motorcycle Insurance Guide - Hitting the open road on a motorcycle is an exhilarating experience. This guide will highlight the key points of motorcycle insurance, keeping the tone...
Monday, April 22, 2024
- - The Importance of OEM Parts Coverage in Your Auto Insurance - When considering your auto insurance options, one aspect that often doesn't receive the attention it deserves is the inclusion of coverage for Original...
Friday, April 19, 2024
- - Understanding Ordinance and Law Coverage in Real Estate Investment - Real estate investment comes with its share of risks and uncertainties. One often-overlooked aspect that can have a substantial impact on...
Wednesday, April 17, 2024
- - Introduction to Homeownership and Escrow Accounts - Buying a home is often the most significant financial decision individuals make in their lives. Alongside the excitement of homeownership comes a plethora of...
Wednesday, April 10, 2024
One of the most significant aspects of my life, deeply cherished by my family and me, is our Scottish heritage. We proudly adorn ourselves in our Clan's tartan, and each of my four boys has his own kilt, just as I do....
Monday, April 1, 2024
When it comes to securing a new boat, savvy owners look to specialized insurance agents for ways to economize on boat insurance without compromising coverage quality. Here's how an insurance agent can be pivotal in...
Monday, April 1, 2024
In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...
Tuesday, March 26, 2024
Benefits of Working with a Small-Town Independent Insurance Agent Using a small-town independent insurance agent offers unique advantages that cater to the specific needs and dynamics of rural or small-town communities....
Tuesday, March 19, 2024
Moving to a new state can be an exciting adventure, but amidst the hustle and bustle of packing boxes and coordinating logistics, it's crucial not to overlook a critical aspect of your life - insurance. Whether it's...
Wednesday, March 13, 2024
Have you ever felt like you're navigating the unpredictable currents of insurance jargon in the Windy City? Fear not, fellow Chicagoan! Let's take a light-hearted plunge into the world of flood insurance versus the...
Tuesday, March 5, 2024
Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...
Tuesday, February 6, 2024
If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....
Thursday, January 4, 2024
When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...
Monday, December 4, 2023
If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...
Tuesday, November 7, 2023
Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...
Monday, October 2, 2023
Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...
Tuesday, September 12, 2023
If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...
Monday, August 7, 2023
If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...
Friday, July 7, 2023
If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...
Friday, June 2, 2023
Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...
Friday, May 5, 2023
Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...
Friday, April 7, 2023
Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...
Friday, March 3, 2023
Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...
Friday, February 3, 2023
It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....
Friday, January 6, 2023
It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...
Friday, December 2, 2022
With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...
Friday, November 4, 2022
Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...
Friday, October 7, 2022
A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...
Friday, September 2, 2022
Friday, August 5, 2022
Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...
Friday, July 8, 2022
No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...
Friday, June 3, 2022
You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...
Friday, May 6, 2022
Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...
Friday, April 1, 2022
Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...
Friday, March 4, 2022
You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...
Friday, February 4, 2022
If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...
Friday, January 7, 2022
Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...
Friday, December 3, 2021
Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...
Friday, November 5, 2021
No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...
Friday, October 1, 2021
Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...
Friday, September 3, 2021
When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...
Friday, August 6, 2021
More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...
Friday, July 2, 2021
Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...
Friday, June 4, 2021
In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...
Friday, May 7, 2021
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...
Friday, April 2, 2021
Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...
Friday, March 5, 2021
Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...
Friday, February 5, 2021
If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...
Friday, January 8, 2021
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...
Friday, December 4, 2020
Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...
Friday, November 6, 2020
Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...
Friday, October 2, 2020
We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...
Friday, September 4, 2020
What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...
Friday, August 7, 2020
Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...
Friday, July 10, 2020
It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...
Friday, June 5, 2020
Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...
Friday, May 1, 2020
A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...
Friday, April 3, 2020
Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...
Friday, March 6, 2020
Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...
Friday, February 7, 2020
Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...
Friday, January 3, 2020
If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...
Friday, December 6, 2019
The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...
Friday, November 1, 2019
Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...
Friday, October 4, 2019
Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...
Friday, September 6, 2019
Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...
Friday, August 2, 2019
There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...
Friday, July 12, 2019
Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...
Friday, June 7, 2019
With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...
Friday, May 3, 2019
April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...
Friday, April 5, 2019
Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...
Friday, March 1, 2019
Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...
Friday, February 1, 2019
Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...
Friday, January 4, 2019
Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....
Friday, December 7, 2018
You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...
Friday, November 2, 2018
Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...
Friday, October 5, 2018
Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...
Friday, September 7, 2018
For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...
Friday, August 3, 2018
Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...
Friday, July 6, 2018
If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...
Friday, June 1, 2018
Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...
Friday, May 4, 2018
As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...
Friday, April 6, 2018
You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...
Friday, March 2, 2018
Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...
Friday, February 2, 2018
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...
Friday, January 5, 2018
You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....
Friday, December 1, 2017
From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...
Friday, November 3, 2017
It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...
Friday, October 6, 2017
One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...
Friday, September 8, 2017
That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...
Friday, August 4, 2017
As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...
Friday, July 7, 2017
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...
Friday, June 2, 2017
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...
Friday, May 5, 2017
Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...
Friday, April 7, 2017
In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...
Friday, March 3, 2017
Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...
Friday, February 3, 2017
You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...
Friday, January 6, 2017
No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...
Friday, December 2, 2016
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...
Friday, November 4, 2016
Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...
Friday, October 7, 2016
It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...
Friday, September 2, 2016
Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...
Friday, August 5, 2016
When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...
Friday, July 1, 2016
The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...
Friday, June 3, 2016
Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...
Friday, May 6, 2016
A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...
Friday, April 1, 2016
It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...
Friday, March 4, 2016
What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...
Friday, February 5, 2016
Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...
Friday, January 8, 2016
About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....
Friday, December 4, 2015
It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...
Monday, November 9, 2015
Many Americans will proudly display their American flag during appropriate holidays. Memorial Day, Flag Day, Independence Day and November's Veteran's Day observance are the 4 most popular. Front Porch Display It is...
Friday, November 6, 2015
It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...
Friday, October 2, 2015
Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...
Friday, September 4, 2015
It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...
Friday, August 7, 2015
Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...
Monday, August 3, 2015
Planning a wedding can be one of the most stressful moments in a person's life - but agents can help simplify one aspect of the couple's lives with this one simple piece of advice. Most often, moving all insurance...
Wednesday, July 8, 2015
Knowing the difference can save or cost you money - Everyone knows that driving with insurance is required. If the bank owns your car then full coverage is the norm. If you hold title to your car then liability...
Thursday, July 2, 2015
Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...
Wednesday, June 3, 2015
to review your homeowner's insurance policy. Last Review? - Most homeowners have never reviewed their policy since they closed on their home loan. For many policy holders the details of the policy are only reviewed...
Thursday, May 28, 2015
In recent weeks severe storms have hit the midwest. Oftentimes scam artists will take advantage of storm damage to make a quick buck on the back of the storm victims. Avoid the Scam Be leary of companies knocking on...
Friday, May 1, 2015
Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...
Monday, April 13, 2015
There are many similarities between buying a home and buying a condo. In both cases you are purchases real property and need to insure your purchase and possessions inside it. However, when you purchase a condo you are...
Friday, April 3, 2015
Spring is a time for rejuvenation, and, as the weather gets warmer here in Dayton, Ohio, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing and...
Thursday, April 2, 2015
Spring has arrived in much of the United States and with that comes severe spring weather. While many are thinking about spring cleaning and making plans for gardening, severe weather has already affected home owners in...
Friday, March 6, 2015
From genetically modified crops to the environmental and health effects of pesticides, more and more Ohio residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding...
Wednesday, January 14, 2015
It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...
Saturday, January 3, 2015
Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...